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Residential Construction Loans

In touch with your vision.

At The Foothills Bank, we're in touch with local residential development in Yuma and its surrounding areas. And we're in touch with the dreams of our customers. That's why we've developed a turn-key Residential Construction Loan program that's quick, competitively priced, and geared at removing financial stress related to new construction projects. We recognize that building a new home can be a long process. And our Foothills Bank Personal Consultants will work with you every step of the way toward touching your new dream. It's our hallmark commitment to service, it's the personal touch.

  • In touch with today...and tomorrow.
    TERM CONSTRUCTION LOANS AND PERMANENT FINANCING

    The first step toward building your future is securing your future. At The Foothills Bank we can approve your construction loan AND your permanent mortgage - all at the beginning of the process. Look to us for:

    • Quick decisions
    • Long-term relationships with local builders
    • Construction loans with terms to meet your building timeline
    • A variety of first mortgage programs, designed to meet your needs
    • Fixed and adjustable rate mortgages
    • Government loans
    • Loans for primary, secondary, and investment residences
  • In touch with the process.
    CONSTRUCTION LOANS WITH SCHEDULED PAYOUTS

    Our residential construction loans are designed to make the funding of your construction project timely, organized, and worry-free. We'll work with you, or directly with your builder or general contractor, to ensure that payments are made on time, and in accordance with the project schedule. Our program includes:

    • Flexible draw schedules
    • On-site inspections with each building milestone
    • Personal mortgage consultants trained to guide you through the process
    • Local, ongoing communications with your builder or contractor
  • In touch with reality.
    LOW RATE AND LOW FEES

    At The Foothills Bank, we know that construction projects may be costly, but construction loans shouldn't have to be. You'll find our rates to be among the most competitive in the market, and our fees to be among the lowest. Our affordable pricing structure, coupled with our personal service, make our loans about the best value you'll find anywhere.

    • Competitive rates
    • No application fees on construction loans
    • No inspection fees for draws
    • Financing for up to 100% of the construction cost

Interested in learning more? Click here to contact the Mortgage Department. Or, click here for our other contact information.

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Contact Us

The Foothills Main
11689 S. Foothills Blvd
Yuma, AZ 85367
Phone: 928.305.5000
Fax: 928.305.0905
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Avenue A Branch
2201 S. Ave. A
Yuma, AZ 85364
Phone: 928.343.1000
Fax: 928.343.1449
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32nd St Branch
6024 E. 32nd Street
Yuma, AZ 85365
Phone: 928.314.3111
Fax: 928.314.0597
Mortgage Department
Phone: 928.329.9080
Fax: 928.329.9028
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4th Ave Branch
2285 S. 4th Ave.
Yuma, AZ 85364
Phone: 928.782.7000
Fax: 928.539.5319
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