Disclosures

Use of Information

Any person is hereby authorized to view the information available from this web site for informational purposes only. No part of the information on this site can be redistributed, copied, or reproduced without prior written consent of Foothills Bank.

Copyright Information

©2014 Foothills Bank, All Rights Reserved

All information in this site is protected by a compilation copyright in the United States of America based on U.S. Copyright Law (17 U.S.C. sec.101 et seq) and International Copyright Laws and may not be reproduced in whole or in part. Unless otherwise specified, no one has permission to copy or republish, in any form, any information found on this site.

Disclaimer of Warranties

The information contained or accessed, and references to corporations, including their services and products, are provided “as is” without warranty of any kind, either express or implied, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose, non-infringement, or error-free or uninterrupted service.

Descriptions of, or references to, products, services or publications within Foothills Bank’s web site does not imply endorsement of that product, service or publication. Foothills Bank makes no warranty of any kind with respect to the subject matter included herein, the products listed herein, or the completeness or accuracy of the information. Foothills Bank specifically disclaims all warranties, express, implied or otherwise, including without limitation, all warranties of merchantability and fitness for a particular purpose.

This publication could include technical inaccuracies or typographical errors. Changes may be periodically made to the information herein.

Disclosures

Facts, data, & other information presented on Foothills Bank website pages are provided directly by Foothills Bank.

Foothills Bank, our employees, officers, directors and shareholders, as well as BankSITE®, are not responsible for typographical errors or errors of omission; and, we cannot guarantee that all information is accurate or complete.

Deposit information presented on the website of Foothills Bank is in accordance with the Federal Reserves Truth in Savings Act (12CFR230). Interest rates displayed for deposit products are based on Annual Percentage Yield (APY) and may fluctuate at any time.

Loan information presented on the website of Foothills Bank is in accordance with the Federal Reserve Truth in Lending Act (12CFR226). Interest rates displayed for loan products are based on an Annual Percentage Rate (APR) and may fluctuate at any time.

Home Equity Loan Rate Disclosures:

Home Equity Line of Credit - Rates and terms subject to change. Standard underwriting guidelines apply. Monthly payments are Interest only during the draw period.  The fully indexed Annual Percentage Rate (APR) is Prime plus a margin of .50% – 1.00%. [“Prime” means the prime rate as published in The Wall Street Journal] The rate and therefore your payment may increase or decrease at any time but no more than 2% at each adjustment. The rate has a floor of 6.00% and a ceiling of 15.00%. Borrower pays all required fees and closing costs. Property insurance is required. Flood insurance may be required. Property must be owner- occupied.

Unlawful Internet Gaming

Unlawful Internet Gambling Enforcement Act Notification

Pursuant to Federal Regulation GG, financial institutions are required to provide notification to all business clients to ensure compliance with the Unlawful Internet Gambling Enforcement Act. This is a general notification to all Foothills Bank business clients and does not reflect current activity on your account.

Regulation GG prohibits restricted transactions from being processed through any Foothills Bank account or relationship. A restricted transaction generally includes, but is not limited to, any transaction or transmittal of funds knowingly accepted by gambling businesses in connection with anyone participating in unlawful Internet gambling.

By definition, unlawful Internet gambling means to place, receive or otherwise knowingly transmit a bet or wager involving the Internet that is unlawful under any applicable Federal or State law.

Protecting children’s privacy online

The Site is not directed to individuals under the age of thirteen (13), and we request that these individuals do not provide Personal Information through the Site. We do not knowingly collect information from children under 13 without parental consent.  Visit the Federal Trade Commission website for more information about the Children's Online Privacy Protection Act (COPPA).